Terms and Conditions for Common Sense Factor®
Effective Date: August 24, 2026
Welcome to Common Sense Factor®. This website provides access to books, educational resources, articles, programs, and information related to Common Sense Factor® and its educational initiatives.
These Terms and Conditions (“Terms”) govern your access to and use of this website, its content, products, services, and related resources. By accessing or using this website, you agree to these Terms.
Please read them carefully.
1. Acceptance of Terms
By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with these Terms, please discontinue use of the website.
2. Eligibility
This website is intended for general informational and educational purposes. An adult must complete purchases, registrations, submissions, or other transactions requiring legal consent or by a person legally authorized to do so.
Resources intended for children are designed to be used with appropriate adult, parent, caregiver, or educator involvement where applicable.
3. Use of Content
Unless otherwise stated, the content available through this website, including text, graphics, logos, images, publications, educational materials, downloads, and other resources, is owned by or licensed to CS Factor Book Publishing Inc. and is protected by applicable intellectual property laws.
Common Sense Factor® and associated names, marks, program names, and branding may be protected by trademark and other intellectual property rights.
Content may be used for personal and educational purposes as permitted by these Terms. Content may not be reproduced, republished, distributed, sold, modified, or used commercially without permission from the applicable rights holder, except where permitted by law.
4. User Conduct
You agree not to use this website in a manner that violates applicable law, infringes the rights of others, interferes with the operation or security of the website, introduces malicious software, or attempts to gain unauthorized access to the website or its systems.
5. Disclaimer of Advice
Content provided through Common Sense Factor® publications, websites, articles, programs, and educational resources is provided for general informational and educational purposes only.
It is not intended as a substitute for professional medical, health, legal, financial, building, electrical, plumbing, HVAC, safety, or other professional advice.
Information may not apply to every person, property, situation, jurisdiction, or circumstance. Always use appropriate judgment and consult a qualified professional when specific advice, diagnosis, inspection, repair, treatment, or professional services are required.
6. Third-Party Links
This website may contain links to third-party websites, retailers, organizations, professionals, community partners, or other external resources. These links are provided for convenience and informational purposes.
CS Factor Book Publishing Inc. does not control third-party websites and is not responsible for their content, availability, privacy practices, products, services, or policies.
7. Privacy
Your use of the website is also subject to our Privacy Policy, which explains how personal information may be collected, used, disclosed, and protected.
8. Limitation of Liability
To the fullest extent permitted by applicable law, CS Factor Book Publishing Inc., its officers, directors, employees, contractors, licensors, and affiliates will not be liable for losses or damages arising from or related to the use of, or inability to use, this website or its content, except where liability cannot lawfully be excluded or limited.
9. Indemnification
To the extent permitted by applicable law, you agree to indemnify and hold harmless CS Factor Book Publishing Inc., its officers, directors, employees, contractors, licensors, and affiliates from claims, liabilities, losses, or expenses arising from your unlawful use of the website, violation of these Terms, or infringement of the rights of another person.
10. Changes to Terms
We may update these Terms from time to time. Updated Terms will be posted on this page with a revised effective date. Your continued use of the website following an update constitutes acceptance of the revised Terms, subject to applicable law.
11. Governing Law
These Terms are governed by the laws of the Province of Ontario and the applicable federal laws of Canada. Subject to applicable law, disputes relating to these Terms or use of this website will be subject to the jurisdiction of the courts of Ontario.
12. Contact Information
Questions regarding these Terms and Conditions may be submitted through the Contact page on this website or using the contact information provided in the website footer.
Common Sense Factor
312-205 Mackenzie Street N, Sarnia ON N7T 0C5
©Common Sense Factor 2026
All Rights Reserved